protectING you AND YOURS

At Shire Life Insurance Brokers, we help you protect your wealth to protect what you have today.  We provide advice and insurance options to protect your finances in the event of death, disability, sickness and/or if you can’t work.

We are both Financial Planners and Life Insurance Brokers, meaning your life insurance takes into account your broader financial plan. 

Good Life Insurance advice looks at the entirety of your situation to determine what protection (if any) is required for a range of potential events. The recommendations need to take into account adequate protection with affordability. 

Holistic Advice

We review your overall financial position and ask about what outcomes you would like to achieve if something were to happen to you or a loved one. We take into account needing to balance affordability with adequate cover as insurance premiums should not be a burden on your finances. The goal is to find a balance that protects you & your family without financial stress. 

We consider your financial position to advise on if your insurance should be held by you personally, your spouse, your superannuation or an entity such as your business for your benefit. Everyone’s situation is unique so we take a one-on-one approach to advice. 

Life Insurance – Death Cover

Death cover pays a lump sum to your nominated beneficiary upon passing. The funds may be used as a form of income replacement, inheritance, debt repayment, or kids’ educational expenses. Once the lump sum is paid, the beneficiaries are free to use it how they see fit. 

We look at your family members to help determine who is relying on your income & how to continue this income in the event of your passing. We can then calculate & advise on how much cover you need and for how long.

Income Protection Insurance

Income protection provides you with an income in the event you are unable to work due to sickness or injury. You can opt for 2 years of cover to help you get back on your feet in a relatively short amount of time or you can opt for cover that pays you all the way to age 65 to protect you in more significant cases of sickness or injury that take longer to recover from or are non-recoverable.

Our Mission

We believe that insurance is the balance of affordability & protection. Insurance advice is not generic & should be tailored to the persons’ individual circumstances.