protectING you AND YOURS
At Shire Life Insurance, we help you protect your wealth to protect what you have today. We provide access to information about insurance options to protect your finances in the event of death, disability, sickness and/or if you can’t work.
We would encourage all clients to obtain advice before buying life insurance, therefore if you wish to obtain advice it can be offered to you through our licensed Financial Planners at Shire Financial Planning. If you do not want to receive personal advice about life insurance and only seek for assistance in executing your chosen insurances, Shire Financial Planning can also assist you with this after offering you personal advice.
Good Life Insurance advice looks at the entirety of your situation to determine what protection (if any) is required for a range of potential events. The recommendations need to take into account adequate protection with affordability.
GA Warning: Any advice provided by this website tool is General Advice only and does not consider your personal objectives, financial situation or needs. It is important to read the relevant Product Disclosure Statements and Target Market Determinations to consider if the product is appropriate for you.
WE CAN HELP GIVE YOU PEACE OF MIND
Holistic Advice
We review your overall financial position and ask about what outcomes you would like to achieve if something were to happen to you or a loved one. We take into account needing to balance affordability with adequate cover as insurance premiums should not be a burden on your finances. The goal is to find a balance that protects you & your family without financial stress.
We consider your financial position to advise on if your insurance should be held by you personally, your spouse, your superannuation or an entity such as your business for your benefit. Everyone’s situation is unique so we take a one-on-one approach to advice.
Life Insurance – Death Cover
Death cover pays a lump sum to your nominated beneficiary upon passing. The funds may be used as a form of income replacement, inheritance, debt repayment, or kids’ educational expenses. Once the lump sum is paid, the beneficiaries are free to use it how they see fit.
We look at your family members to help determine who is relying on your income & how to continue this income in the event of your passing. We can then calculate & advise on how much cover you need and for how long.
Income Protection Insurance
Income protection provides you with an income in the event you are unable to work due to sickness or injury. You can opt for 2 years of cover to help you get back on your feet in a relatively short amount of time or you can opt for cover that pays you all the way to age 65 to protect you in more significant cases of sickness or injury that take longer to recover from or are non-recoverable.
Client Testimonials
Our Mission
We believe that insurance is the balance of affordability & protection. Insurance advice is not generic & should be tailored to the persons’ individual circumstances.
